Dr. Anju Goswami
Assistant Professor
| Qualification | University/Board | Year of Passing | CGPA |
|---|---|---|---|
| Ph.D. Financial Economics (Full time) | Indian Institute of Technology (IIT) Roorkee | Awarded (29th November 2020) | ‘A’ Grades (3 Examiners reports) |
| MBA, Finance & Marketing | Northern India Engineering College, Delhi | 2010 | 7.85 |
| BBA, Banking and Insurance | BLS Institute of Management, Meerut | 2008 | 7.22 |
| NET, Management | University Grants Commission | 2012 | NA |
| Other | |||
| Coursera Certificate (Virtual Teacher Final Project) | University of California, Irvine | 2020 | Availed |
- Basic and Advanced Econometrics
- Business Research Methods
- Financial and Management Accounting
- Banking
- Efficiency and Productivity Analysis
- Currently working with Indian Institute of Foreign Trade (Delhi), Department of Finance (Since October 10, 2021)
- Worked with University of Petroleum and Energy Studies (Dehradun) as Assistant Professor (Economics), Department of Economics and International Business, School of Business (Since January 17, 2020)
- Served as Assistant Professor (Ad-hoc), Commerce (B.Com (Hons) and B.Com (Pass)), Sri Venkateswara College, Delhi University (July 24, 2013 – July 21, 2014)
- Served as Assistant Professor (Ad-hoc), Commerce (B.Com (Hons) and B.Com (Pass)), Keshav Mahavidyalaya, Delhi University (January 07, 2013 – May 22, 2013)
Research Publications in Journals:
- Gulati, R., Goswami, A., & Kumar, S. (2019). “What drives the credit risk in Indian banking industry? An empirical investigation”, Economic Systems, 43, 42–62. (ABDC-B)
- Goswami, A. (2020). “Non-performing assets in the Indian banking industry: evolution, policy narratives, and a way forward”, Asian Journal of Research in Banking and Finance, 9(12), 1–25. (UGC Listed)
- Goswami, A. & Gulati, R. (2021). “Economic slowdown, NPA crisis and productivity behavior of Indian banks”, International Journal of Productivity and Performance Management. DOI: https://doi.org/10.1108/IJPPM-01-2020-0010. (ABDC-B)
- Goswami, A. (2021). “Does credit risk persist in the Indian banking industry? Recent evidence”, Asian Journal of Economics and Banking, 6(2), 178–197. (Emerald)
- Goswami, A., Roy, H., & Giri, P. (2021). “Does HDIs level sustain during 1999–2018 across nations? A bootstrap quantile regression approach”, Sustainable Operations and Computers, 2(C), 127–138. DOI: https://doi.org/10.1016/j.susoc.2021.06.001. (Elsevier, SCOPUS)
- Goswami, A. (2021). “Modelling NPLs and identifying convergence phenomenon of banks: A case of pre-during and immediate post-crisis years in India”, Journal of Financial Regulation and Compliance, 30(1), 1358–1988. (Emerald, ABDC-B)
- Goswami, A. (2021). “Assessing the impact of global financial crisis on intermediation efficiency of Indian banks in the presence of non-performing loans”, Benchmarking: An International Journal, 29(4), 1284–1305. (Emerald, ABDC-B)
- Arora, P., Saini, N., Arora, H., Meitei, J., & Goswami, A. (2022). “Assessing Asset Quality Using Bank Specific and Macro Linkages of NPAs: Case of Public Sector Banks in India”, International Journal of Indian Culture and Business Management, 29(2), 151–167. DOI: 10.1504/IJICBM.2022.10045957
- Goswami, A. (2022). “COVID-19: boon/disguise for Indian banks?”, Journal of Banking Regulation. (Springer, ABDC-C)
- Goswami, A. (2023). “Nexus of economic development, renewable energy consumption and CO2 emission in South Asia”, Empirical Economics Letters, 22(2), 11–17. (ABDC-C, Impact factor 0.91). Available at: http://www.eel.my100megs.com/volume-22-number-3.htm
- Goswami, A. & Roy, H. (2023). “Analysing the scenario of HDI convergence across countries: A BSQR Approach”, Economic & Political Weekly, 58(15), 20–24. https://www.epw.in/journal/2023/15/commentary/analysing-scenario-hdi-convergence-across.html. (ABDC-B)
- Khan, A., Goswami, A., & Choudhury, T. (2023). “Technology gap, social outreach and financial sustainability of South Asian MFIs: Bootstrap DEA meta-frontier approach”, Electronic Commerce Research, 1–30. (ABDC-A)
- Goswami, A. & Malik, P. (2024). “Risks and financial performance of Indian banks: a cursory look at the COVID-19 period”, Benchmarking: An International Journal, 31(C), 1–28. (ABDC-B, Impact Factor 5.6)
- Goswami, A. & Malik, P. (2024). “Identifying Financial Performance Drivers in the Indian Banking Sector During the COVID-19 Crisis”, Journal of Quantitative Economics, 1–53. (ABDC-B, Impact Factor 0.7)
- Goswami, A. (2024). “Green banking, sustainability and COVID-19: a systematic literature review”, Journal of Accounting Literature, 1–29. DOI: https://www.emerald.com/insight/content/doi/10.1108/jal-07-2024-0149/full/html. (SCOPUS & ABDC-A, Impact Factor 4.2)
Papers Presented in Conferences/Awards:
- Best Paper Award with cash prize INR 15,000 for “Bank efficiency and convergence in the presence of NPAs: Evidence from India” at Doctoral Colloquium, CERE 2018, IIM Indore (May 3–6, 2018).
- Best Paper Award with cash prize INR 2,000 for “The persistence effect of credit risk in Indian banking industry: An empirical analysis” at 3rd Management Doctoral Colloquium and VGSOM Research Scholars Day, IIT Kharagpur (Feb 8–9, 2017).
- “Non-performing loans and productivity growth of Indian banking sector: An application of sequential Malmquist Luenberger index” at International Conference on Measurement of Efficiency and Productivity in Emerging Economies, South Asian University, Delhi (Dec 18–19, 2019).
- “Risk-adjusted efficiency of Indian banks: An empirical analysis” at International Risk Management Conference (IRMC 2021), 14th Annual Meeting of The Risk, Banking and Finance Society, Cagliari, Italy (Oct 1–2, 2021).
Workshops Attended:
- Quiz competition on “Insolvency and Bankruptcy Code of India” organised by Government of India (27 July 2020).
- Online workshop “Demystifying Literature Review Techniques” organised by Koach Scholar, New Delhi (July 30 – Aug 2, 2020).
- International workshop “Efficiency and Productivity Measurement Using Data Envelopment Analysis” organised by South Asian University in collaboration with University of Buckingham (Nov 27–29, 2018).
- Workshop “Productive Efficiency: Theory and Practices” organised under GIAN at IIT Bhubaneswar (May 30 – June 8, 2016).
- Workshop “Research Methodology in Economics and Allied Studies” organised by ICSSR at IIT Roorkee (Jan 11–20, 2016).
